Comprehensive Guide to Understanding Life Insurance Conversions

So what is life insurance conversion? Typically, a simple term life insurance policy works for most people. This is something you will read time and time again in the Huntley Wealth blog. It’s my sincere belief that if you take the difference between what you would pay for a term policy vs a whole life…

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Why Is Life Insurance More Expensive For Men?

Life insurance is more expensive for men than women, but why do life insurance companies charge men higher premiums? It might not sound fair but there are reasons why this is true. So, let’s look at these reasons in more detail. 4 Reasons Why Life Insurance is More Expensive for Men Here are the top 4…

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Is GoFundMe a Good Alternative for Life Insurance?

One of the most recent trends that has sprung up on the Internet is using crowdsourcing sites such as GoFundMe as an alternative for life insurance.  But, is this approach really the best way to go? And, can you really get the financial funding you need? Let’s do a quick primer at how these sites…

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Best Life Insurance for 50 to 59 Years Old | Tips & Sample Quotes

If you’re between the ages of 50 to 59 years old, choosing the right life insurance is essential. This may be the last policy you ever buy. Here are some of the most common concerns individuals over 50 typically have: What type of life insurance you actually need? Health concerns / approval Your AGE –…

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Life Insurance For Overweight & Obese

Did you know that if you believe yourself to be overweight, you could still qualify for life insurance and even at a ‘Preferred Rate’? When it comes to being overweight, life insurance companies are much more forgiving than you might otherwise think. If your health is relatively good, you are a non-smoker, and you don’t…

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Life Insurance with Left Ventricular Hypertrophy (Enlarged Heart)

When you are searching for life insurance, there are a lot of different factors you’ll need to consider. If you have a pre-existing condition like an enlarged heart, then you’re going to face some unique challenges. What Is Left Ventricular Hypertrophy? Left Ventricular Hypertrophy is defined as a thickening of the ventricular muscle or enlarged…

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The History of Life Insurance & Modern Perspectives

The history of life insurance is really quite fascinating! While life insurance wasn’t a mainstream financial product in the United States until the mid-1800s, the concept of life insurance has been proven to have begun as early as 100 B.C., when soldiers of the Roman Empire formed burial clubs to pay for funeral expenses of…

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Guaranteed Issue Life Insurance

If you need life insurance coverage, but can’t qualify due to the condition of your health – or you simply don’t want to submit to the battery of health-related questions and tests normally required with typical life insurance policies, you do have an option. It’s called guaranteed issue life insurance. What is it, and why…

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