I started Insurance Blog by Chris™ because I have a passion for insurance. Here at the blog, our job is to educate and inform people about the best insurance for them. Since then, we have grown into national brands with a large team of researchers helping people understand all forms of insurance.

Full Bio →

Written by Chris Huntley
Founder of Huntley Wealth & Insurance Services Chris Huntley

Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insu...

Full Bio →

Reviewed by Rachael Brennan
Licensed Insurance Agent Rachael Brennan

UPDATED: Mar 31, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Here's the Scoop

  • Pronto Insurance is only available in three states
  • You can buy liability-only or full coverage insurance with Pronto Insurance
  • Pronto Insurance provides SR-22 insurance

Drivers who speak English as a second language may be interested in working with Pronto Insurance. This insurance company has been in business for over 20 years and specializes in providing coverage for Latino communities. Keep reading this Pronto Insurance review to learn more about this company’s coverages and discover if Pronto Insurance can meet your coverage needs.

What is the Pronto Insurance Company?

Founded in 1997, Pronto Insurance specializes in providing coverage to high-risk drivers. This company also prioritizes servicing Latino communities and offers a Spanish and English version of its website. You can also work with a bilingual Pronto representative if English isn’t your first language. The Pronto website also offers a live chat service as well as an agency locator tool.

Jorge Bárcena is the current President of Pronto Insurance. While Pronto has a specialized clientele, this company has continued to grow. It serves over 5 million drivers and has paid out over $1 billion in claims.

Enter your ZIP code below to view companies that have cheap insurance rates.

secured lock Secured with SHA-256 Encryption

Where does Pronto Insurance provide coverage?

Pronto Insurance’s coverage area is very small. You can only do business with Pronto Insurance if you live in:

If you don’t live in any of these states, you can shop online to find an insurance company that provides coverage where you live. Unfortunately, you also won’t be able to purchase a policy through Pronto Insurance if your car is over 40 years old, doesn’t have a U.S. license plate, or is used for racing.

What auto insurance coverages does Pronto Insurance provide?

You can purchase different types of car insurance like liability-only or full coverage through Pronto Insurance. When you buy a Pronto auto insurance policy, you have access to coverages like these:

  • Liability
  • Un/Underinsured Motorist Coverage
  • Personal Injury Protection Coverage
  • Roadside Assistance Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Rental Coverage
  • Towing Coverage
  • Custom Equipment

You will also be able to choose if your policy will run for one, two, three, or six months. In addition to these coverages and flexible term limits, drivers who need it can obtain SR-22 insurance with Pronto.

What is SR-22 Insurance?

SR-22 insurance proves that you are in compliance with your state’s coverage laws. If you’re not sure what the minimum coverage requirements are in your state, you can review them here:

StatesCoverage Requirements
Florida$10k property damage liability per accident
$10k personal injury protection
California$15k bodily injury liability per person
$30k bodily injury liability per accident
$5k property damage liability per accident
Delaware$15k bodily injury liability per person
$30k bodily injury liability per accident
$10k property damage liability per accident
Pennsylvania$15k bodily injury liability per person
$30k bodily injury liability per accident
$5k property damage liability per accident
$5k medical benefits
Arkansas, Delaware, Nevada$15k bodily injury liability per person
$30k bodily injury liability per accident
$10k property damage liability per accident
New Jersey$15k bodily injury liability per person
$30k bodily injury liability per accident
$5k property damage liability per accident
$15k personal injury protection
Louisiana$15k bodily injury liability per person
$30k bodily injury liability per accident
$25k property damage liability per accident
Michigan$20k bodily injury liability per person
$40k bodily injury liability per accident
$10k property damage liability per accident
Iowa$20k bodily injury liability per person
$40k bodily injury liability per accident
$15k property damage liability per accident
Hawaii$20k bodily injury liability per person
$40k bodily injury liability per accident
$10k property damage liability per accident
$10k personal injury protection
Indiana, Montana, New Mexico, Washington$25k bodily injury liability per person
$50k bodily injury liability per person
$10k property damage liability per accident
Colorado, Idaho, Tennessee$25k bodily injury liability per person
$50k bodily injury liability per accident
$15k property damage liability per accident
Kentucky$25k bodily injury liability per person
$50k bodily injury liability per accident
$10k property damage liability per accident
$10k personal injury protection
Wyoming$25k bodily injury liability per person
$50k bodily injury liability per accident
$20k property damage liability per accident
Alabama, Arizona, Georgia, Mississippi, Ohio, Oklahoma, Rhode Island$25k bodily injury liability per person
$50k bodily injury liability per accident
$25k property damage liability per accident
Maryland$30k bodily injury liability per person
$60k bodily injury liability per accident
$15k property damage liability per accident
Utah$25k bodily injury liability per person
$65k bodily injury liability per accident
$15k property damage liability per accident
$3k personal injury protection
Texas, North Carolina$30k bodily injury liability per person
$60k bodily injury liability per accident
$25k property damage liability per accident
Connecticut$20k bodily injury liability per person
$40k bodily injury liability per accident
$10k property damage liability per accident
$20k uninsured/underinsured motorist coverage per person
$40k uninsured/underinsured motorist coverage per accident
Kansas, Wisconsin$25k bodily injury liability per person
$50k bodily injury liability per accident
$10k property damage liability per accident
$25k uninsured/underinsured motorist coverage per person
$50k uninsured/underinsured motorist coverage per accident
WA, District of Columbia$25k bodily injury liability per person
$50k bodily injury liability per accident
$10k property damage liability per accident
$25k uninsured/underinsured motorist coverage per person
$50k uninsured/underinsured motorist coverage per accident
$5k uninsured/underinsured
Illinois$25k bodily injury liability per person
$50k bodily injury liability per accident
$20k property damage liability per accident
$25k uninsured motorist coverage per person
$50k uninsured motorist coverage per accident
Massachusetts$30k bodily injury liability per person
$60k bodily injury liability per accident
$15k property damage liability per accident
$20k uninsured motorist coverage per person
$40k uninsured motorist coverage per accident
$8k personal injury protection
Missouri$30k bodily injury liability per person
$60k bodily injury liability per accident
$10k property damage liability per accident
$25k uninsured motorist coverage per person
$50k uninsured motorist coverage per accident
Nebraska, South Dakota$25k bodily injury liability per person
$50k bodily injury liability per accident
$25k property damage liability per accident
$25k uninsured motorist coverage per person
$50k uninsured motorist coverage per accident
Alaska$50k bodily injury liability per person
$100k bodily injury liability per accident
$25k property damage liability per accident
Oregon$25k bodily injury liability per person
$50k bodily injury liability per accident
$20k property damage liability per accident
$25k uninsured motorist coverage per person
$50k uninsured motorist coverage per accident
$15k personal injury protection
Minnesota$25k bodily injury liability per person
$50k bodily injury liability per accident
$10k property damage liability per accident
$25k uninsured motorist coverage per person
$50k uninsured motorist coverage per accident
$40k personal injury protection
South Carolina, West Virginia$25k bodily injury liability per person
$50k bodily injury liability per accident
$25k property damage liability per accident
$25k uninsured motorist coverage per person
$50k uninsured motorist coverage per accident
$25k uninsured motorist property damage coverage
North Dakota$25k bodily injury liability per person
$50k bodily injury liability per accident
$25k property damage liability per accident
$25k uninsured/underinsured motorist coverage per person
$50k uninsured/underinsured motorist coverage per accident
$30k personal injury protection
Vermont$25k bodily injury liability per person
$50k bodily injury liability per accident
$10k property damage liability per accident
$50k uninsured motorist coverage per person
$100k uninsured motorist coverage per accident
$10k uninsured motorist property damage coverage per accident
Maine$50k bodily injury liability per person
$100k bodily injury liability per accident
$25k property damage liability per accident
$50k uninsured motorist coverage per person
$100k uninsured motorist coverage per accident
$2k medical payments coverage
New York$25k bodily injury liability per person
$50k bodily injury liability per accident
$50k liability for death per person
$100k liability for death per accident
$10k property damage liability per accident
$50k personal injury protection
$25k uninsured motorist coverage per person
$50k underinsured motorist coverage per accident
Get Your Rates Quote Now

Compare RatesStart Now →

Drivers who are trying to get their license reinstated or drivers who have been convicted of driving under the influence may need to purchase SR-11 insurance.

Enter your ZIP code below to view companies that have cheap insurance rates.

secured lock Secured with SHA-256 Encryption

Are Pronto Insurance rates affordable?

You’ll need to get a quote to determine how much you’ll pay with Pronto Insurance, as sample rates aren’t offered on the company website. However, you can use this chart to see how much you may pay for insurance in your home state:

Average Monthly Comprehensive Car Insurance Rates by State

StatesAverage Monthly Comprehensive Rates
*Industry Average$157
Alabama$135
Alaska$93
Arizona$139
Arkansas$108
California$172
Colorado$168
Connecticut$149
Delaware$148
District of Columbia$155
Florida$164
Georgia$165
Hawaii$99
Idaho$78
Illinois$93
Indiana$105
Iowa$105
Kansas$147
Kentucky$170
Louisiana$227
Maine$86
Maryland$172
Massachusetts$102
Michigan$192
Minnesota$99
Mississippi$158
Missouri$138
Montana$167
Nebraska$139
Nevada$134
New Hampshire$106
New Jersey$146
New Mexico$140
New York$193
North Carolina$110
North Dakota$143
Ohio$92
Oklahoma$121
Oregon$154
Pennsylvania$128
Rhode Island$229
South Carolina$112
South Dakota$137
Tennessee$103
Texas$152
Utah$138
Vermont$92
Virginia$109
Washington$123
West Virginia$116
Wisconsin$106
Wyoming$146
Get Your Rates Quote Now

Compare RatesStart Now →

Your rates may differ from those shown above depending upon where you live, the type of car you drive, and what discounts you are eligible for.

Pronto Insurance doesn’t share what, if any, discounts it offers. To verify that you are getting the best deal, request free quotes from at least three different companies. This practical step will allow you to see which company can get you the best coverage while offering you the most money-saving opportunities.

What You Need to Know About Pronto Insurance

If you speak English as a second language or are having a difficult time getting car insurance coverage through major insurance companies, Pronto Insurance may be a good fit for you. This company offers coverage to high-risk drivers and provides bilingual support for Spanish-speaking drivers.

Unfortunately, Pronto Insurance is only available in three states. If you live outside of California, Florida, or Texas, you can shop online to find the best insurance company for your needs.